Better Late Than Never? Not Always in Finance
On our roads, we often see traffic advisories that say “Better Late Than Never.” And rightly so—being half an ...
From ₹9,000 to ₹1.16 Lakh: Past Performance, Future Wisdom
A Real Story that Rekindled Conviction Last week, while reviewing a new client’s mutual fund portfolio, one entry ...
Generalizations vs. Specifics: Why It Matters in Your Financial Decisions
Our minds love shortcuts. They save time, reduce confusion, and often keep us safe. Psychologists call them generalizations. “Stay ...
Things Not Worth Doing: The Hidden Cost of Misplaced Effort
Charlie Munger once said: Things that are not worth doing, no matter how good they are, are useless. It ...
Why Do So Many Investors Fail to Make Returns in Equity?
In early October 2024, a client reached out to me wanting to invest in equities. I walked him through ...
Every Monday Whispers… You’re Still Not Free
It’s Monday morning.The alarm goes off.You drag yourself out of bed, already counting the hours till Friday. And in ...
Curiosity is Great, But It’s Not Enough
We’ve all had those moments. You pause during a conversation, during a walk, or in the middle of reading ...
Are You Financially Ready for a Layoff? Here’s What Smart People Do in Advance
In a major shift for India’s IT sector, TCS is set to reduce its global workforce by about 2 ...
When Your Financial Goals Outweigh Your Savings Capacity: A Dilemma Worth Embracing
Every thoughtful investor faces this sooner or later — you sit down to plan your life goals, list them ...
Your Body is at War – And You Don’t Even Realize It
Every single day, without us even noticing, our body is fending off an invisible army of viruses, bacteria, and ...